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DOCUMENTS REQUIRED FOR TRANSACTION PROCESSING The User understands that the Bank disclaims any and all liability, whether direct or indirect, whether arising out of loss or otherwise arising out of any failure or inability by the Bank to honor any customer instruction for whatsoever reason. This could result in delays and/or failure in processing instructions. The Site may require maintenance and during such periods it may not be possible to process the requests of customers.
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The User also understands that doing a transaction at a Cyber-cafe/shared computer terminal is risky, and shall avoid using the services of a Cybercafe/shared com-puter terminal to use the Bank's SBI Apply Online service. The User shall separately evaluate all such risks and the Bank shall not be held responsible for any losses arising out of such cyber-crimes. While the Bank shall endeavor to protect the interests of customers, there cannot be any guarantee against such cyber-crimes and other actions that might affect security of information. The Internet per se is susceptible to cyber-crimes like phishing, vishing (Voice phishing), SMSing (phishing through SMS), compromising of User's system security, etc., that could affect instructions to the Bank. There will be no obligation on the part of the Bank to support all the versions of such Internet software.
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The Bank may advise from time to time the internet software such as Browser, which are required for using SBI Apply Online Services. Any terms and conditions relating to the loan schemes of the Bank other than these Terms will continue to apply. APPLICABILITY OF TERMSīy accessing the SBI Apply Online service the User acknowledges and accepts these Terms of Service (Terms & Conditions). 'Scheduling an appointment' means any request or instruction that is received from an applicant by the Bank through SBI Apply Online for scheduling an appointment with the Bank's official for document collection and/or KYC verification. 'Approval in Principle' letter refers to the letter sent to the email ID provided by an applicant, conveying an in-principle approval for the loan applied for. The quote shown to an applicant depends upon inputs provided by the online applicant. 'Quote' / 'Eligibility' refers to an applicant's eligibility under the particular loan scheme.
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'One Time Password (OTP)' refers to one time 6 digit pass code sent to the mobile number provided by an applicant during a session, for verification of his/her mobile number. 'Third party product' refers to any product and/or service of third party which is offered by or through the intermediary of the Bank. 'Personal Information' refers to any information about the applicant obtained by the Bank in connection with the SBI Apply Online services. 'Information' refers to any information obtained by an applicant from the Bank for availing various services through SBI Apply Online. 'Application' refers to an Applicant's Home Loan and/or Auto Loan and/or Education Loan and/or Personal Loan application to the Bank through SBI Apply Online. 'Applicant' refers to an applicant named in the Application Form and shall, where the context requires, include Co-applicant(s) with the Applicant. 'User' refers to an online applicant and/or authorized sales partners of the Bank. 'The Bank' refers to State Bank of India, a body corporate established by means of an Act of Parliament and having its Corporate Office at "State Bank Bhavan", Madame Cama Road, Nariman Point, Mumbai - 400 021 (which expression shall, unless it is repugnant to the subject or context thereof, include its successors and assigns).Īpply Online Services are the Bank's services which provide the facility of applying for retail loan product through the Apply Online website of the Bank In these Terms of Service (Terms & Conditions), unless the context indicates otherwise, the following words and phrases shall have the meanings indicated against them: